Trade Credit Insurance
Protect sales made on credit
Trade credit insurance helps businesses manage the risk that a commercial customer cannot pay. Depending on the policy, covered events may include buyer insolvency, prolonged nonpayment, and specified political risks affecting export payments. Trade Credit Group, LLC helps companies explore domestic and export coverage from its Miami base.
Choose the structure around your buyers
A portfolio policy may suit a business with many customers, while a single-buyer structure may address concentration in one key account. Buyer limits, insured percentages, deductibles, country restrictions, and cancellation provisions all matter. Non-cancelable limits may be available under specific products and underwriting terms; they should not be assumed for every policy.
Understand the complete cost
Pricing may be based on insured sales or another agreed exposure basis. Industry, countries, buyer quality, payment terms, concentration, and loss history influence the quote. We help you compare the premium, minimum requirements, fees, approved limits, and retained risk rather than selecting a proposal on rate alone.
Prepare for placement and ongoing policy needs
Start with estimated annual credit sales, your buyer list, requested limits, payment terms, and recent loss history. After placement, reporting overdue accounts, observing credit limits, and following collections and claim deadlines remain essential. Coverage is subject to the actual policy and endorsements; it does not automatically pay every overdue invoice.